Still no photos

However, we have learned that our 1998 Corolla (119k miles), with features like a moon roof, CD stereo and a previous blemish previously estimated to have been an $800 repair, is only "worth" the same as a 1988 Corolla, when it comes to what Unitrin's adjusters are willing to cut us a check for.

I know the way insurance "works" is to provide some market value not a true replacement cost, but hell's bells, we could have sold that stupid car for $4,000.

What the hay can one buy for $2,600?* And at least two full weeks after (10 business days, perhaps longer, should that ephemeral check come after this coming weekend, for example) the stupid crash caused by Unitrin's bad-driver client happened in the first place.

No one wants more government regulations, but in terms of consumer expectations what is controlling the time frames, price determinations and appeal rights of regular people versus car insurance providers? It's not like I ever received a "what do expect from us" from my own company when I joined. I hate how difficult it is to be an educated consumer.

Sorry for the fortnight of inconvenience. Thanks. Thanks again. Is that actually fast service? Is that what's necessary for profit margins?

Yes, "client" is an overstatement. I'm sure J.J.'s rates will go up, if he's not dropped altogether for costing his company more than three grand, once rental rates and crashed-car storage fee are added in.

By the way, we had to "release" the crashed car today, so Unitrin doesn't have to continue to pay that undisclosed storage fee. That deadline was five days from August 9, whatever that stands for; that would be today, of course, and today is the first we'd heard. Yes, the long delays are our doing, of course. Remember Unitrin's adjusters' "our office is closed today for a party" last Friday?

Answer:
Have someone crash their car into yours or run yours into some other at-fault driver's.

Question:
How do you force yourself to stimulate the economy through tow truck bills, sales taxes, licensing fees, car purchases, rental car fees, rental car taxes (thank us for supporting the Sprint Arena), collision center storage fees, and insurance adjusters' salaries?

You know how I feel about being forced to do things.

I guess only people with nice cars and full coverage should be qualified to risk driving at all. . .

I'm having a hard time viewing this as an opportunity for little else than spending my time learning I have no rights from the attorney general's office.

*except a decent bicycle or computer